How Does USPS Shipping Insurance Work?

What does USPS shipping insurance cover?

Insurance provides coverage of up to $5,000 for merchandise that is lost, damaged, or with missing contents in the custody of the United States Postal Service®.

(Registered Mail™ with insurance has a liability limit of $50,000.) Customers can purchase insurance at a local Post Office™ or online..

How much is insurance on a USPS package?

Value over $100 up to $200 is $0.75. $200.01 to $500 is $2.10. $500.01 to $5,000 is $2.10 plus $1.35 per each $100 or fraction thereof.

What is not covered by USPS insurance?

INELIGIBLE Items Coverage is not provided for consequential losses, delay, spoilage of perishable items or prohibited articles. Articles so fragile that they cannot be carried safely in the mail regardless of packaging. Articles not adequately prepared to withstand normal handling in the mail.

How long before a package is considered lost USPS?

Missing Mail Definition Missing Mail is mail that has not been delivered by the expected delivery date. This applies to packages that are undelivered, lost, or late. If it has been lost, late or missing for 7 days or more, you can: Go to Find Missing Mail for additional information.

Can you file a claim with USPS without insurance?

Proof of value and evidence of insurance is required. If you’re unable to file a claim online, you may have a Domestic Claim form mailed to you. Call the USPS National Materials Customer Service center during their hours of operation to request a Domestic Claim form.

Are USPS packages insured?

USPS includes limited insurance coverage for certain packages and services at no additional charges. Shipments can only be insured if tracking, such as delivery or signature confirmation, is included on the package.

What happens if USPS loses your package?

If your USPS lost package was insured, you should be able to get a refund directly from USPS. If your USPS package was stolen, you should be able to go through the seller to receive a replacement or refund.

Does USPS pay damaged packages?

Insured mail, whether insurance was purchased separately or was included with a service, is eligible for an indemnity claim if the mailpiece was lost or arrived damaged, including with broken or missing pieces.

What do you do if the USPS damages your package with no insurance?

If you did not have insurance, but a Missing Mail Search determined your delivery is lost or damaged, a claim will cover the cost of shipping. You can file a claim anytime between 0-60 days for insurance related claims.

Can I add insurance to a USPS package after shipping?

Now you can add insurance to your Click-N-Ship service labels. … If you have insured an item online, you can mail it at a Post Office, hand it to your carrier, request free package pickup online, or drop it in a USPS collection box.

Does USPS insurance cover stolen packages?

Contact USPS and see if they’ll cover an insurance claim for an item that they show as delivered. … USPS will consider this a delivered package and not stolen.

How do I know if my USPS package has insurance?

You can provide the mailing label number as evidence of insurance and proof of purchase. The label number (or tracking or article number) is stated on the sales slip, extra service receipt, online label record, or package label. (For the complete list, see DMM 609.3.

Does USPS Priority Mail include insurance?

Get insurance included, free. of charge. Most packages now qualify for free insurance*** up to $50 or $100 for Commercial Plus customers — and that’s with current Priority Mail rates staying the same.